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Business Loan

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Maybank Penjana SME Financing (PSF)

  • Malaysian SME adversely affected by COVID-19

  • Registered with the Companies Commission of Malaysia (SSM)/authorities/district offices in Sabah and Sarawak or statutory bodies for professional service providers.

  • A Malaysian-controlled company and Malaysian-owned business (at least 51% shareholding)

  • New and Existing customer to the Bank

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Affin Bank PENJANA SME Financing Scheme (PSF)

  • Malaysian Small and Medium Enterprises (SMEs) as defined by National SME Development Council (NSDC).

  • Malaysian-controlled entity with at least 51% shareholding.

  • Working capital financing up to RM500,000

  • Term financing up to 60 months

  • 3.50% per annum

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CIMB PENJANA SME Financing Scheme

Term

  • Up to RM500,000 per eligible SME

  • Maximum tenure of up to 5 years.

  • Maximum interest/profit rate of 3.50% p.a

  • Subject to CIMB’s assessment and criteria.
     

Eligibility

Businesses classified as SME, as defined by SME Corporation Malaysia

MDV Technology Start-ups Funding Relief Facility

Facility Type: Cashline with semi-annual roll-over

Financing Rate: Up to 3.50% p.a.

Financing Tenure: Up to five (5) years subject to annual review

Financing Limit: Up to RM2.5million.

Warrant Cover: Up to 10% of financing limit at last funding round equity price

Security*: Personal guarantee and debenture

Fees & Cost*: No additional fees and costs. Legal fees can be drawn down from the facility

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SME Go is part of the Government’s economic stimulus package specifically to assist contractors who have been awarded a contract from Federal or State Governments, Ministries, Departments or Agencies. The contract will be financed by SME Bank via:

  • MySMEBina for construction or infrastructure contracts and/or

  • MySMEBekal for supply or maintenance contracts.

  • Working capital: Up to 100% of the contract cost.

  • Advance Payment Guarantee (APG) : 25% of the contract value or RM100,000, whichever is lower.

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Penang State Government - SKIM PINJAMAN HARAPAN

A micro-loan scheme for small and medium enterprises of up to RM10,000 will be offered without interest, with a six-month repayment schedule.

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